Make any bet real.
Get paid on-chain.
ibeton locks everyone's money in a smart contract, lets an agreed moderator call the outcome, and pays the winner instantly. No disputes, no excuses, no chasing anyone.
Active Bet
Chelsea vs Arsenal - Sunday FT
Chidi + 2 others
₦60,000
Chelsea wins
Kola + 1 other
₦60,000
Arsenal / Draw
< $0.001
Per transaction
Near-zero Stellar fees
3–5s
Settlement time
Instant on-chain payout
100%
Secure escrow
No human hands
1 USD
Digital dollars
No price volatility risk
Bets fall apart because someone has to be trusted
Someone holds the cash. Someone calls the outcome. Someone disputes the result. ibeton removes trust from the equation - the contract handles everything.
Without ibeton
- Someone holds the cash - and conveniently forgets
- Terms get misremembered once the outcome's clear
- No proof the bet ever happened
- The other side "forgets" or disputes the terms after losing
- Winner has to chase for weeks - or just drops it
With ibeton
- Funds locked in smart contract before the event starts
- Bet terms stored on-chain - immutable, permanent
- On-chain receipt of every bet, forever verifiable
- Funds locked before the event - no wiggle room for either side
- Payout is automatic the moment outcome is confirmed
How ibeton works
From group chat argument to on-chain settlement in four steps.
Add funds
Add money to your ibeton balance using your debit card or bank transfer. Your balance is held in digital dollars - always worth exactly $1, no price swings.
Create or join a bet
Describe what you're betting on and set the sides. Then choose how your bet is moderated - two options:
Option A: "Pick a moderator" - invite a trusted person both sides agree on. They stay out of the bet, call the outcome, and earn a percentage cut for being honest.
Option B: "Vote among yourselves" - no external moderator needed. When the bet ends, participants vote on the outcome. The majority decision triggers the payout. Best for small trusted groups.
Everyone deposits their stake once the bet is set up. Funds lock automatically the moment you join.
Funds are locked
The moment everyone deposits, the money moves into a secure escrow account on the Stellar blockchain. Not in ibeton's hands. Not in anyone's hands. Locked by code until the outcome is called.
Moderator calls it
The moderator you both agreed on confirms the outcome. They put up a deposit too - so they have every reason to be honest. If they call it wrong, you can appeal and they lose their stake.
Winner gets paid instantly
The escrow releases automatically to the winning side the moment the outcome is confirmed. Funds appear in your ibeton balance immediately. Withdraw to your bank or card anytime.
Adding and withdrawing money is simple
Fund your balance
Connect your debit card or bank account. We use MoneyGram's global payment network to convert your deposit into digital dollars instantly. Available in 180+ countries - no crypto exchange needed.
Cash out anytime
Won a bet? Your balance updates instantly. Withdraw directly to your bank account or debit card whenever you want. Same MoneyGram network, same 180+ countries.
Everything a bet needs
Built for real-world bets between real people - not speculative trading.
Any event, any size
Sports match, personal dare, group chat argument, startup race - if you can describe the outcome, ibeton handles it. No minimum.
Human moderation
Choose a trusted third party to call the outcome, or let participants vote among themselves. Either way, the moderator or majority decision triggers the payout automatically. No single person can manipulate the result.
Dispute protection
If the moderator calls it wrong, appeal. The platform steps in, reviews the outcome, and the moderator loses their stake.
Permanent receipts
Every bet is an on-chain record - the terms, the amount, who won. Immutable. No more "that's not what we agreed."
Instant payout
The moment the moderator confirms, the contract pays out automatically. No transfers, no waiting, no awkward follow-ups.
Multi-side bets
Chelsea camp vs Arsenal camp, five people on Bitcoin hitting $150k vs three who say it won't. Any number of sides, any split.
Public or Private
Keep it between friends with a private invite-only bet, or open it up as a public event anyone can join. Both use the same escrow contract and dispute protection.
Public bets - join any open event
Not every bet needs to start with your friends. ibeton hosts open public bets on major events where anyone can pick a side and join before the bet locks.
Open to anyone
Major sporting events, global predictions, viral internet arguments. Public bets are created around real events and open for anyone to join either side before the lock deadline.
Reputation-verified moderators
Public bets require moderators with a verified track record on ibeton. Reputation score, number of bets moderated, dispute rate, and linked social accounts are all visible before you join. You know exactly who is calling the outcome.
Fixed end times
Every public bet has a defined expected end time set at creation. The moderator cannot resolve early or go silent. If they fail to call the outcome within 48 hours of the end time, everyone gets automatically refunded and the moderator loses their collateral.
Private bets between friends. Public bets for the world. Same escrow, same protection, same instant payout.
If you've said it in a group chat,
you can bet it on ibeton
ibeton doesn't create new betting behavior - people have always made these bets. It just makes the money part safe, automatic, and impossible to dispute, no matter who's on the other side.
Sports
"Chelsea beats Arsenal on Sunday."
Three people on Chelsea, two on Arsenal. ₦20k each. Tunde moderates - he doesn't care about either team and earns 3% for calling the FT result.
Dares & Challenges
"30 days without junk food."
You bet $20 you'll make it. The other side bets $20 you won't. An agreed moderator checks in daily and calls it on day 30. Stakes are locked from day one.
Predictions
"Bitcoin hits $150k before end of 2026."
Online argument turns into a real bet. Four people say yes, three say no. Deadline is Dec 31 - the moderator just confirms the public price.
Work Bets
"We ship this feature before Friday."
Dev team vs PM. Loser buys lunch - but the money is locked so nobody backs out. CTO moderates. No more "I wasn't being serious."
Lifestyle Goals
"Gym consistently for 3 months."
You put in $30. Someone bets $30 you'll quit. An agreed moderator - anyone who can verify - calls it at the end. The accountability is real when money is locked.
Gaming
"I beat you 1v1 in FIFA. Best of 5."
Stakes locked before the first match. No more "I wasn't trying" after losing. Third person in the room moderates. Clean.
Infrastructure you can trust
ibeton is powered by Stellar - one of the world's most established financial blockchain networks. Your bet escrow lives in a Soroban smart contract: code that holds funds automatically and releases them when the outcome is confirmed. No human - not even ibeton - can move your money while a bet is active.
For deposits and withdrawals, we use MoneyGram Ramps - a regulated payment service operating in 180+ countries that converts between your local currency and the digital dollars ibeton uses internally. You add money like any normal app. The blockchain part is invisible.
180+ countries supported
Global access
Regulated by MoneyGram
Secure payments
Funds locked by code, not people
Zero human interference
Common questions
Do I need a crypto wallet or exchange account?
No. ibeton creates and manages a wallet for you behind the scenes. You just add money with your card or bank transfer - same as any normal app.
What currency is my balance in?
Your ibeton balance is in digital dollars (USDC) - always worth exactly $1. We display it as USD. No price volatility, no exchange rate surprises.
What happens to my money if ibeton shuts down?
Your funds are held in a smart contract on the Stellar blockchain - not in ibeton's bank account. This means ibeton cannot freeze or take your money. Even if ibeton shut down, the contract would still hold and release your funds according to bet outcomes.
What is a public bet?
Public bets are open events anyone on ibeton can join - like a Premier League match result or a global prediction. You pick a side, deposit your stake, and the outcome is called by a reputation-verified moderator with a proven track record. Public bets have fixed end times so you always know when the result will be called.
Stop letting bets go unpaid
Whether it's a sports argument in Lagos, a dare with someone online, or a bet across borders - ibeton makes sure the money moves the moment the outcome is called.
No spam · No crypto account needed. No wallet setup. Just your card. · Free to use